We want to make sure New Zealand has a flexible and fit for purpose superannuation system, one that not only provides the care people need, but one that gives it when they need it. That’s why we would introduce flexi super, a superannuation scheme that would allow people to cater their superannuation so that it suits them.

Take it out early

You can take out your superannuation at a reduced rate from age 60.

The Cost

This approach balances government spending and effective superannuation.

or defer it

You can defer it till 70 and receive it at an increased rate.

The result

If you need to retire earlier or want to retire later, you can.

Income Sharing

We would introduce income sharing for couples with dependent children, to reflect the fact that the family is generally the economic unit and not an individual earner in a family. Income Sharing means that, for tax purposes, the income of both parents is combined and then divided equally. Income Sharing will give couples with children the option of having a parent work fewer or more flexible hours, be at home raising their children, and able to retain more of their combined after-tax income.

transport costs.

Split it

You can split your income equally between you and your partner.


This puts more money in the pockets of families.


You both get a reduced income tax.


This recognises the contribution of parents who spend all or part of their time at home with children

Rent To Buy Scheme

Currently, people who have not already got their foot on the property ladder are facing ever increasing barriers to achieving a home ownership goal.  We, therefore, need to open new avenues for people to gain access to a home.

The rent-to-own policy opens this new avenue.  We would see houses that are already committed to be built by the Government offered as rental properties where part of the rent goes to pay the cost of a deposit on the house.


Reallocate a portion of the Government building programme these and offer them as rental properties instead of properties for sale.


A portion of that rent will cover the costs of fixed costs and deliver some income to the Government.


Target first home buyers and young families


At the point in time that a tenant owns enough of the property to count as a deposit, they will be offered the property

Housing Summit

There needs to be a comprehensive approach to the housing crisis, and sadly, we are not seeing that at present. That is why UnitedFuture is calling for a National Housing Summit, bringing together central and local government, home construction companies, the banking sector, and social agencies to develop a coordinated national housing policy, that deals with making land available for home construction; ensuring we build the number of new houses required; making sure we have the finance packages available to assist families into their new homes; and that the social agencies have support for helping the homeless.

The Summit

We want to have a summit with all stakeholders involved in housing.

The Result

Those are the people who can come up with comprehensive solutions.

The groups

We will bring together communities, experts, and all stakeholders.

Fee-Free Tertiary Education

UnitedFuture proposes a bold new approach to tertiary education policy, which would see New Zealand finally offer free education to its citizens from the age of 3 years old, right through to university and beyond.

We propose a zero-fees policy for tertiary education in New Zealand in place of Student Allowances, accompanied by a push to increase the quality of tertiary education and protect the value of New Zealand degrees.

Remove fees

UnitedFuture would remove all fees for tertiary education.


Push to increase the quality of education.

The Summit

Use that to replace the student allowance system.

The result

More people in high-quality tertiary education.

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