We want to make sure New Zealand has flexible and fit for purpose superannuation, so that it will continue to be available for future generations of retirees. That’s why we would introduce Flexi-super, an affordable superannuation scheme that each individual can tailor to suit their needs.
We would introduce income sharing for couples with dependent children. Income sharing means that, for tax purposes, the income of both parents is combined. Income sharing also gives parents the option of working fewer or more flexible hours while still keeping more of their combined after-tax income.
People without a foot already on the property ladder face ever increasing barriers to owning their own home, leaving future generations of New Zealanders without the security and wealth afforded by property ownership. UnitedFuture’s Rent-to-Own Housing Scheme will see houses that are already committed to being built by the Government offered as rental properties, where part of the rent goes towards saving for a deposit on the house.
There needs to be a comprehensive, long term approach to the housing crisis, and sadly, we are not seeing that at present. That’s why UnitedFuture is calling for a National Housing Summit, bringing together central and local government, home construction companies, the banking sector and social agencies to develop a coordinated national housing policy. It will resolve issues such as land availability; tax incentives; ensuring we have the capacity to build the number of new houses required; making sure finance packages are available to assist families into new homes; and enabling social agencies to develop solutions for the homeless.
UnitedFuture proposes a bold new approach to education policy: zero-fees for tertiary education. This would mean all New Zealanders have access to free education, from the age of three through to university and beyond.